CREDIT
CARD PROCESSING RATES?
Interchange controls the rates
from mastercard and visa and these fees have a complex pricing
structure, which is based on the card brand, the type of
credit or debit card, the type and size of the accepting
merchant, and the type of transaction (e.g. online, in-store,
phone order).
WHAT
IS YOUR LOWEST RATE?
Interchange
controls visa and mastercard processing rate with ALL merchants
and issuing Banks. ALL Merchants need to pay Interchange
fees...MasterCard and Visa Interchange fees are the single
largest component of your merchant rate pricing. All banks
and merchant processing companies operate from the exact
same Interchange fees, Dues and Assessment costs. *Card
Association Interchange is the fee paid by the merchant
to the cardholder's issuing bank for processing a transaction
through the system.*
Interchange fees are priced at the transaction level and
depends on the combination of your industry category code,
the method by which you accept the card, the card product
you accept and sometimes even varies by transaction size.
Dont settle for any other rate structure get
all other comparative quotes on the Interchange pricing
model then come see us ;- )
MasterCard
interchange rates are established by MasterCard.
Visa interchange rates are established by Visa.
If
interchange rates are set too high, such that they lead
to disproportionately high MDRs, merchants desire
and demand for MasterCard acceptance will drop. If interchange
rates are set too low, card issuers willingness to
issue and promote MasterCard cards will drop, as will consumer
demand for such cards. In response to these competitive
forces, we strive to maximize the value of the MasterCard
system.
Setting
default interchange rates at levels that balance the benefits
and costs to both cardholders and merchants.
Credit
card associations are by far the largest component of the
various fees that banks deduct from merchants' credit card
sales, representing 70% to 90% of these fees.
Interchange
fees have a complex pricing structure, which is based on
the card brand, the type of credit or debit card, the type
and size of the accepting merchant, and the type of transaction
(e.g. online, in-store, phone order).
our
Goal is to collect your info and represent the lowest possible
rate you can process credit cards.
This website was able to secure processing rates for our
clients around 1.79% - 2.59% for a merchant account, USA
and offshore.
WHAT
BANKS ARE YOU WORKING WITH?
We work with Wells Fargo Bank and
we have merchant connections with all the largest us and
offshore banks.
WHERE
ARE YOU LOCATED?
We are located in the United States
of America.